These terms govern every account, game session, transaction, and interaction on the Lucky95 platform. Before you register or place a bet, please read them carefully. They are written to be clear, not to confuse.
These highlights cover the most important rules. Please read the full terms below for complete details.
These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User") and Lucky95 ("the Platform", "we", "us"). By creating a Lucky95 account, depositing funds, or using any part of the platform, you confirm that you have read, understood, and agreed to these Terms in full. If you do not agree, please do not use Lucky95.
By accessing the Lucky95 website, registering an account, or engaging with any service offered by the platform — including games, promotions, payment processing, and customer support — you are entering into a binding agreement with Lucky95 and confirming your full acceptance of these Terms and Conditions.
These Terms apply to all visitors, registered users, and any individual who interacts with any part of the Lucky95 platform. If you are accessing Lucky95 on behalf of another person, you represent that you have the authority to bind that person to these Terms, and by accepting them, you do so on their behalf as well as your own.
Continued use of the Lucky95 platform following any updates to these Terms constitutes acceptance of the updated version. It is your responsibility to check these Terms periodically for changes. The date of the most recent revision is shown at the top of this page.
Using Lucky95 means you agree to these Terms. If anything here is unclear, contact our support team via live chat before registering — we are available 24/7 in both Urdu and English.
To be eligible to register and use a Lucky95 account, you must meet all of the following requirements at all times:
Lucky95 reserves the right to request documentary proof of age and identity at any time. Failure to provide satisfactory verification documents within the requested timeframe may result in account suspension and the withholding of pending withdrawals until compliance is confirmed.
Players who provide false information during registration — including misrepresenting their age — will have their accounts permanently closed. Any funds deposited during an ineligible period are non-refundable, and winnings are void.
Each individual is permitted to hold exactly one Lucky95 account. Operating multiple accounts — whether in the same name, under different names, or using different contact details — is a serious violation of these Terms and will result in all accounts being suspended and balances reviewed.
When registering your Lucky95 account, you agree to provide accurate, complete, and truthful information, including:
You are responsible for maintaining the confidentiality of your Lucky95 login credentials. Do not share your password with anyone, including family members. Lucky95 will not be liable for any losses resulting from unauthorised account access caused by your failure to protect your credentials.
If you suspect that your account has been accessed without your authorisation, contact Lucky95 support immediately via live chat so the account can be secured. Lucky95 will investigate and take appropriate action as quickly as possible.
Account registration is free. Lucky95 does not charge any registration or maintenance fees.
Lucky95 accepts deposits via the following payment methods, all denominated exclusively in Pakistani Rupees (PKR):
The minimum deposit on Lucky95 is Rs 200 for mobile wallet methods and Rs 1,000 for bank IBFT transfers. Deposits must originate from a payment account that is registered in your own name. Lucky95 does not accept deposits from third-party accounts.
Lucky95 does not charge any processing fee on deposits. Easypaisa and JazzCash deposits are credited to your Lucky95 balance instantly upon confirmation. Bank IBFT deposits may take 15 to 30 minutes depending on your bank. If a deposit is not reflected in your balance within 60 minutes, please contact support with your transaction reference number.
Deposits made using payment methods not registered in your name may be rejected. Any funds sent via unrecognised methods will be returned to the originating account after investigation.
Lucky95 processes withdrawal requests to the same payment method and account used for the corresponding deposit. This same-method policy is in place to protect players from fraud and unauthorised redirection of funds.
The minimum withdrawal amount is Rs 500 for mobile wallet methods (Easypaisa, JazzCash, NayaPay, SadaPay) and Rs 1,000 for bank IBFT and card withdrawals. Lucky95 does not impose a maximum daily withdrawal limit for standard verified accounts, up to Rs 500,000 per transaction.
Before processing your first withdrawal, Lucky95 requires basic identity verification. This involves confirming your CNIC number against your registration details. The process is straightforward and is completed within the platform — no physical documents need to be sent. Verification typically takes under five minutes.
Lucky95 processes all withdrawals 24 hours a day, 7 days a week, including public holidays. Average processing times are:
Lucky95 charges no withdrawal fees. Any charges deducted by your bank or payment provider are independent of Lucky95 and not within our control.
Withdrawals may be temporarily delayed pending identity verification, active bonus wagering requirements, or a fraud review. Lucky95 will notify you if any hold applies and will resolve it as quickly as possible.
Lucky95 offers various bonuses and promotional offers to registered players. Each bonus or promotion is subject to its own specific terms, which are communicated at the time the offer is made. The general rules below apply to all Lucky95 promotions unless a specific promotion explicitly states otherwise.
If you do not wish to participate in a Lucky95 bonus offer, you may decline it at the time of deposit. Contact support before completing a deposit if you want to opt out of any bonus attachment.
All games available on Lucky95 — including Live Casino, Teen Patti, Card Games, Fishing Games, Jackpot Slots, and Esports Betting — operate under the rules defined by their respective game providers. These rules are accessible within each game and are binding on all players.
Lucky95 uses a certified Random Number Generator (RNG) for all software-based games. This means every spin, card draw, or random outcome is genuinely random and is not influenced by previous results, bet size, player history, or any platform-side action. The RNG is independently audited to ensure compliance with international fairness standards.
In the event of a technical fault — such as a network disconnection, software error, or display bug — that affects the outcome of a game round, Lucky95 reserves the right to void the affected round and refund the stake to the player's balance. Winnings from rounds that were materially affected by a confirmed technical error may be adjusted accordingly.
Players who are found to be exploiting game errors, using third-party software to gain an unfair advantage, or engaging in coordinated play designed to manipulate game outcomes will have their accounts suspended and any winnings obtained through such means forfeited.
The following activities are strictly prohibited on Lucky95 and will result in immediate account suspension, permanent banning, and potential reporting to relevant authorities:
If Lucky95 identifies any of the above behaviour, the platform will take immediate action, which may include account closure, balance forfeiture, and coordination with payment providers and law enforcement where appropriate.
Lucky95 is committed to providing a responsible gaming environment. We take the wellbeing of our players seriously, and we have built tools directly into the platform to help you manage your gaming activity.
The following tools are available to all Lucky95 account holders free of charge and take effect immediately upon activation:
If you feel that your gaming activity is causing financial or emotional difficulties, please access the Responsible Gaming page immediately or contact our support team to activate self-exclusion. We will never make this process difficult or slow.
Gaming should be entertaining, not stressful. If it stops being fun, Lucky95's responsible gaming tools are one click away in your account dashboard. See our full Responsible Gaming policy for more information.
Lucky95 reserves the right to suspend or permanently close any account at its discretion, with or without prior notice, in the following circumstances:
When an account is suspended for investigation, Lucky95 will communicate the reason to the account holder via the registered email or mobile number as soon as it is appropriate to do so without compromising the investigation. Most standard investigations are completed within 72 hours.
Upon legitimate account closure, any remaining real-money balance (excluding bonus funds and winnings pending bonus wagering requirements) will be returned to the player via their most recently verified withdrawal method.
Players who wish to voluntarily close their Lucky95 account for any reason may do so by contacting support via live chat. The process is completed within 24 hours.
Lucky95 collects, stores, and processes personal data in connection with account registration, identity verification, payment processing, and platform use. This data is handled strictly in accordance with the Lucky95 Privacy Policy, which forms part of these Terms by reference.
Lucky95 uses 256-bit SSL encryption on all data transmissions between your device and our servers. Your payment credentials — including Easypaisa account numbers, card details, and banking information — are never stored in plain text and are never shared with third parties beyond what is necessary for processing your transactions.
By accepting these Terms, you consent to Lucky95 processing your personal data as described in the Privacy Policy. You may withdraw this consent at any time by requesting account closure, though this will terminate your access to the platform.
Lucky95 will never sell your personal data to third parties for marketing purposes. Read the full Privacy Policy for a complete description of how your data is used and protected.
All content on the Lucky95 platform — including but not limited to the website design, logos, graphics, game interfaces, text, promotional materials, and software — is the property of Lucky95 or its licensed content providers and is protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the Lucky95 platform for personal, recreational gaming purposes. This licence does not permit you to:
Any unauthorised use of Lucky95 intellectual property will be pursued to the full extent permitted by applicable law.
To the maximum extent permitted by applicable law, Lucky95 shall not be liable for any loss or damage — direct, indirect, incidental, or consequential — arising from:
Gaming inherently involves financial risk. By using Lucky95, you acknowledge that you understand this risk and accept full responsibility for your gaming decisions. Lucky95 provides the platform, the games, and the tools — the decisions made within them are yours.
Never bet money you cannot afford to lose. If gambling is affecting your finances, relationships, or mental health, please use Lucky95's self-exclusion tools or visit the Responsible Gaming page immediately.
Lucky95 reserves the right to amend these Terms and Conditions at any time. When material changes are made, registered players will be notified via their registered email address or a visible announcement within the platform dashboard at least 7 days before the changes take effect, except where immediate change is required for legal or security reasons.
Continued use of the Lucky95 platform after the effective date of any updated Terms constitutes your acceptance of those changes. If you do not agree with any updated Terms, you should immediately cease using the platform and contact support to close your account.
The most recent version of these Terms is always available at lucky95.biz/terms-conditions. The date at the top of this page reflects when the current version was last updated.
If you have any questions about these Terms and Conditions, need clarification on any clause, or want to raise a dispute, you can reach the Lucky95 support team through the following channels:
Support is available in both Urdu and English. For payment disputes, account issues, or responsible gaming requests, live chat is the fastest route to resolution.
Lucky95 aims to acknowledge all formal written complaints within 24 hours and to resolve the majority of disputes within 5 business days.
Our support team is available around the clock — 24 hours a day, every day of the year, including Eid and all public holidays. If something is not right, we want to know about it and fix it quickly.
If anything in these Terms is unclear, the Lucky95 support team is available 24/7 via live chat in Urdu and English. Or if you are ready to join, create your free account now — registration takes under two minutes.