Blackjack, Baccarat, Poker, Dragon Tiger, Andar Bahar and dozens more — all under one roof at Lucky95. PKR tables from Rs 50, instant payouts, and mobile-optimised gameplay built for Pakistani players.
From skill-heavy classics to fast-paced crowd favourites — Lucky95 covers every type of card player.
New to a particular game? Here are the essentials for each major title before you sit down at your first Lucky95 table.
Blackjack is a battle between you and the dealer — not other players. Each card has a value: numbered cards are face value, face cards (Jack, Queen, King) are worth 10, and Aces count as 1 or 11. Your goal is to get a hand closer to 21 than the dealer without going over. You can Hit (take another card), Stand (keep your hand), Double Down (double your bet and take one more card), or Split if you have a matching pair. A "blackjack" — an Ace plus a 10-value card on your opening two — typically pays 3:2 at Lucky95 tables.
| Action | When to Use |
|---|---|
| Hit | Hard total under 12 |
| Stand | Hard 17 or higher |
| Double Down | Total is 10 or 11 |
| Split | Pair of Aces or 8s |
| Blackjack Pays | 3:2 on qualifying hand |
| Dealer Stands | Soft 17 at Lucky95 tables |
Baccarat is one of the simplest card games at Lucky95 — you bet on Player, Banker, or Tie before any cards are dealt. Two cards are given to each side. Card values: Aces = 1, 2–9 = face value, 10s and face cards = 0. If a hand total exceeds 9, only the second digit counts (e.g. 15 = 5). The side closest to 9 wins. A Banker win pays 1:1 minus a 5% commission. A Player win pays 1:1. A Tie pays 8:1. No decisions required from the player — it is pure prediction.
| Bet | Payout |
|---|---|
| Player Win | 1:1 |
| Banker Win | 1:1 (−5% commission) |
| Tie | 8:1 |
| Player Pair | 11:1 |
| Banker Pair | 11:1 |
| Super 6 Side Bet | 12:1 |
One of the most loved traditional card games across Pakistan and South Asia, Andar Bahar is beautifully simple. A single card — the Joker card — is placed face up in the centre. The dealer then deals cards alternately to two sides: Andar (left/inside) and Bahar (right/outside). Your bet is on which side will receive a card matching the Joker's rank first. If Andar gets the match first and you bet on Andar, you win. Lucky95 runs both the classic variant and a live studio version with optional side bets on how many cards will be dealt before the match appears.
| Bet | Payout |
|---|---|
| Andar | ~0.9:1 (Joker left of 8) |
| Bahar | ~1:1 (Joker right of 8) |
| 1st Card Match | 3:1 or 4:1 |
| Side: Under 6 cards | Up to 5:1 |
| Side: Exact count | Up to 120:1 |
Dragon Tiger is the fastest card game at Lucky95 — one card each to Dragon and Tiger, highest wins. That is it. Aces are low (ranked 1), Kings are highest. Suits are irrelevant. You bet on Dragon, Tiger, or Tie before the deal. A standard Dragon or Tiger win pays 1:1. Ties — where both sides receive the same rank — pay 8:1. Lucky95 also offers side bets including Suited Tie (paying 50:1), and Odd/Even bets on the Dragon or Tiger card. A round lasts under 20 seconds, making this the go-to game for players who want action without deliberation.
| Bet | Payout |
|---|---|
| Dragon Win | 1:1 |
| Tiger Win | 1:1 |
| Tie | 8:1 |
| Suited Tie | 50:1 |
| Big / Small | 1:1 |
| Odd / Even | 1:1 |
Four quick steps and your first hand is underway.
Not sure which Lucky95 card game suits you best? Here is a quick breakdown.
Real payouts, real players, real PKR — every single day across Lucky95 card tables.
Card games have a long and respected history in Pakistani social life. From family gatherings where a deck of cards comes out after dinner, to more serious players who have spent years sharpening their Poker or Blackjack skills, the appetite for card-based competition in this country is genuine and deep. Lucky95 recognised this and built a card games section that is not just a copy of what international platforms offer — it is a curated experience designed around what Pakistani players actually enjoy playing.
The card games lobby at Lucky95 is organised around real player preferences. Titles like Andar Bahar and Teen Patti sit right alongside international classics like Blackjack and Baccarat, because Lucky95 understands that a player in Lahore or Karachi might want to enjoy a few hands of Andar Bahar before switching to a round of Classic Blackjack — all without leaving the same platform. Everything is accessible from mobile, the minimum stakes start at just Rs 50, and the interface is clean enough that a first-time online player can navigate it without confusion.
Among all the card games available on Lucky95, Blackjack consistently delivers the highest theoretical return to player — up to 99.5% when you use basic strategy correctly. That is not a trivial number. It means that for every Rs 10,000 you wager over a session using optimal play decisions, the expected return is Rs 9,950. No other casino game comes close to that figure.
Lucky95 offers multiple Blackjack tables covering different stake ranges and rule sets. Classic Blackjack follows standard rules — dealer stands on soft 17, standard Blackjack pays 3:2, doubling down and splitting available. Lightning Blackjack adds random multipliers to certain hands, boosting the potential payout significantly at the cost of a small side contribution per hand. Unlimited Blackjack allows as many players as want to join the same base hand simultaneously, which keeps wait times completely non-existent even during peak hours.
Baccarat has picked up enormous popularity across Pakistan over the past few years, and Lucky95 has one of the deepest Baccarat lobbies available to Pakistani players. The game's appeal is obvious — there are only three betting options (Player, Banker, Tie), you make no playing decisions after placing your bet, and the RTP on Banker bets sits at approximately 98.9%. Speed Baccarat variants on Lucky95 run 27-second round timers, meaning you can play an entire hour's worth of hands in twenty minutes if that is what you are after.
For players who want the drama of a physical card reveal, Lucky95's Squeeze Baccarat tables let you watch the dealer slowly peel the card corners in the traditional style. It is a small thing, but for players who grew up watching Baccarat played this way, it makes the online version feel infinitely more satisfying.
Both Andar Bahar and Dragon Tiger were designed with South Asian and Southeast Asian players specifically in mind, and Lucky95 has invested properly in both titles. Andar Bahar in particular draws a consistently large crowd on the platform because almost every Pakistani player already knows the basic rules from childhood. You do not need to learn a new game — you just need to decide on your bet size and place it.
Dragon Tiger's appeal is similar — it is the simplest possible card game structure, which makes it perfect for mobile sessions where you are playing between other activities. One card, one decision, twenty seconds. Lucky95 Dragon Tiger tables are active around the clock with no downtime, so you will always find a table as soon as you open the lobby.
Card games are at their best when played within a budget you are genuinely comfortable with. Lucky95 gives you every responsible gaming tool you need to keep it that way. You can set daily, weekly, or monthly deposit limits directly from your account settings — no forms, no waiting period, immediate effect. Session time alerts remind you how long you have been at the tables. If you ever want to step away for a set period, the self-exclusion feature is available in seconds. Lucky95's entire responsible gaming framework is built on the principle that the best players are the ones who manage their sessions well and keep the game enjoyable long term.
Lucky95 uses 256-bit SSL on all sessions and transactions. Your personal data is never sold or shared. See our Privacy Policy for full details.
Deposit limits, session reminders, and self-exclusion — all available instantly from your Lucky95 dashboard.
Responsible Gaming
All Lucky95 transactions are in Pakistani Rupees. Choose your preferred local payment method below.
Min deposit Rs 200 · Min bet Rs 50 · Withdrawals in under 8 minutes
Register free, make your first PKR deposit, and start playing Blackjack, Baccarat, Andar Bahar, or any of our other card game titles within minutes. Your first deal is closer than you think.